@ARTICLE{
author={Spalevic Zaklina,Trifunovic Ivan,Zdravkovic Stefan,Simic Milan},
year={2025},
title={Determinants of Using E-Banking Services-Data Protection for Users},
journal={INTERNATIONAL REVIEW},
volume={},
number={3-4},
pages={-},
document_type={Article},
} 

@ARTICLE{
author={Trifunovic Ivan,Spalevic Zaklina,Zdravkovic Stefan,Dimic Gabrijela,Ilic Milos N,Dubljanin Dobrivoje M},
year={2025},
title={Behavioral Cultural Intelligence, Legal System, Cybersecurity and Cultural as Determinants of the Choice of Tourist Destinations},
journal={INTERNATIONAL JOURNAL OF COGNITIVE RESEARCH IN SCIENCE ENGINEERING AND EDUCATION-IJCRSEE},
volume={13},
number={1},
pages={-},
document_type={Article},
} 

@ARTICLE{
author={Trifunovic Ivan,Spalevic Zaklina,Zdravkovic Stefan,Dimic Gabrijela,Ilic Milos N,Dubljanin Dobrivoje M},
year={2025},
title={Behavioral Cultural Intelligence, Legal System, Cybersecurity and Cultural Heritage as Determinants of the Choice of Foreign Tourist Destinations},
journal={INTERNATIONAL JOURNAL OF COGNITIVE RESEARCH IN SCIENCE ENGINEERING AND EDUCATION-IJCRSEE},
volume={13},
number={1},
pages={207-215},
document_type={Article},
}