@ARTICLE{
author={Milojkovic Slavoljub,Kljajic Zivana,Dakic Pavle},
year={2025},
title={Z Score and Validoai: An Explainable Ai Framework for Payroll Analytics with Statistical Anomaly Detection in Serbian Small and Medium Enterprises},
journal={CASOPIS ZA EKONOMIJU I TRZISNE KOMUNIKACIJE},
volume={15},
number={2},
pages={379-396},
document_type={Article},
} 

