@ARTICLE{
author={Lutovac Jelena,Miskin-Tomas Sonja,Popovic Slobodan M},
year={2025},
title={Obtaining Loans for Energy Efficiency Depending on the Influence of Analyzed Factors on the Decision-Making of Citizens and Small Businesses in the Republic of Serbia},
journal={INTERNATIONAL REVIEW},
volume={},
number={1-2},
pages={-},
document_type={Article},
} 

@ARTICLE{
author={Lutovac Jelena,Velickovic Milinko,Zimonjic Marijana},
year={2024},
title={Conditions of Obtaining Loans from the Perspective of Management of Agricultural Farms and Mediumsized Agricultural Enterprises, the Example of the Republic of Serbia},
journal={EKONOMIKA POLJOPRIVREDA-ECONOMICS OF AGRICULTURE},
volume={71},
number={3},
pages={1003-1016},
document_type={Article},
} 

@ARTICLE{
author={Lutovac Jelena,Djokic Aleksandar,Borojevic Nebojsa},
year={2024},
title={The Influence of Factors on the Costs of Different Types of Loans in Business of Agricultural Farms and Medium-Sized Agricultural Enterprises},
journal={EKONOMIKA POLJOPRIVREDA-ECONOMICS OF AGRICULTURE},
volume={71},
number={1},
pages={311-324},
document_type={Article},
}