@ARTICLE{
author={Lemic-Saramandic Marijana,Cosic Ilija P,Kudumovic Mensura},
year={2012},
title={The impact of privatization on insurance risk management in transition countries - The Case of Former Yugoslavia},
journal={TECHNICS TECHNOLOGIES EDUCATION MANAGEMENT-TTEM},
volume={7},
number={2},
pages={661-666},
document_type={Article},
} 

